FindBHPHBuy-here-pay-here dealers(862) 520-1711

New Jersey directory

Buy here pay here dealers, with the financing status in plain sight.

Find used-car lots that finance cars themselves. We put a confirmation badge only on dealers whose own website shows buy-here-pay-here or in-house financing. Everyone else is labeled unverified.

  • 50 published New Jersey listings
  • 5 confirmed from the dealer’s site
  • Search by city, ZIP, or name

Cities in New Jersey

All 34 cities
Belleville1 dealerBerlin1 dealerBranchville1 dealerCamden6 dealersClifton1 dealerCollingswood2 dealersDelran1 dealerEast Brunswick1 dealerEdison1 dealerElizabeth4 dealersEwing Township1 dealerGarfield2 dealersGlassboro1 dealerGloucester City3 dealersHaddon Township1 dealerIrvington4 dealersKeansburg1 dealerKeyport1 dealerLawnside1 dealerLinden1 dealerManville1 dealerMaple Shade Township1 dealerMine Hill Township1 dealerNewark4 dealersNewton1 dealerPennsauken Township1 dealerSicklerville1 dealerUnion1 dealerWest Collingswood Heights2 dealersWest Creek1 dealerWestampton1 dealer

What buy here pay here means

The dealership finances the car. You pay the lot, often every week, instead of a bank or credit union. Many of these stores work with shoppers who have bad credit, no credit, or a thin file.

That can be a path to a car when other lenders say no. It can also cost more, and the dealer can repossess the car if the payments stop. Ask for the full price, the payment schedule, and who holds the note. Then read the contract before you sign.

Read the longer explanation or see how a listing gets confirmed.

Confirmed buy-here-pay-here lots

How we decide